W & s Brokerage Services

There are Recent Customer Complaints with Broker Ronald Daley in Firm W & s Brokerage Services, INC.

January 25, 2026 | by Staff Attorney

According to records kept by The Financial Industry Regulatory Authority (FINRA) financial Broker Ronald Daley (Daley), previously associated with W & s Brokerage Services, INC., has at least 2 disclosable events. These events include one customer complaint, one regulatory event, alleging that Daley recommended unsuitable investments in different investment products including debt securities among other allegations and complaints.

FINRA BrokerCheck shows a final customer complaint on September 10, 2021.

Without admitting or denying the findings, Daley consented to the sanction and to the entry of findings that he refused to appear for on-the-record testimony or to produce documents and information requested by FINRA in connection with its investigation into his potential conversion of funds from elderly customers.

Broker Gareth Caluducan in W & s Brokerage Services, INC. Firm Has Customer Complaint

May 15, 2025 | by Staff Attorney

According to records kept by The Financial Industry Regulatory Authority (FINRA) financial Broker Gareth Caluducan (Caluducan), currently associated with W & s Brokerage Services, INC., has at least one disclosable event. These events include one customer complaint, alleging that Caluducan recommended unsuitable investments in different investment products including debt securities among other allegations and complaints.

FINRA BrokerCheck shows a pending customer complaint with a damage request of $54,354.00 on April 07, 2025.

In the Spring of 2024, customers met with representative Gary Caluducan to discuss their financial needs and goals. At the meeting Mr. Caluducan presented an opportunity to have the customers funds managed by Fort Washington Investment Advisors as part of the firm’s advisory program. Gary outlined the advantages and disadvantages , including the fees involved, with the transfer of funds from mutual funds to an advisory account, but he failed to consider the tax implications involved with selling mutual funds and transferring the assets to an advisory account. The customers discovered the tax issue when they filed their 2024 taxes and indicated that they would not have agreed to move the assets to the advisory account if they knew the tax implications involved.

Broker Gareth Caluducan in W & S Brokerage Services, Inc. Firm Has Customer Complaint

February 1, 2025 | by Staff Attorney

According to records kept by The Financial Industry Regulatory Authority (FINRA) financial Broker Gareth Caluducan (Caluducan), currently associated with W & S Brokerage Services, Inc., has at least one disclosable event. These events include one customer complaint, alleging that Caluducan recommended unsuitable investments in different investment products including debt securities among other allegations and complaints.

FINRA BrokerCheck shows a pending customer complaint with a damage request of $22,600.00 on December 02, 2024.

Customer alleges that she was put into an unsuitable investment (Equity Indexed Annuity) recommended by the representative in January 2018. She indicates that the money was moved from mutual funds into the annuity and that she lost out on market appreciation over the years that the mutual funds would have provided. She indicated that this money was earmarked for her children’s education and that she was unaware of the 7 year surrender period.